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Welcome to The Bill & Cindy Flowers Team's Gilbert, Queen Creek and Chandler Real Estate Website, part 1
Welcome to The Bill & Cindy Flowers Team's Gilbert, Queen Creek and Chandler Real Estate Website, part 2

Feature PropertiesFeature Properties

Welcome! Here You Can Find Great Real Estate Information on Gilbert, Queen Creek, Chandler, Mesa, Scottsdale, Apache Junction, Tempe & Surrounding Cities in the Phoenix, Arizona Area 

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. 

Need local real estate information? We've summarized much of what is important about the Gilbert, Queen Creek and Chandler real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Gilbert, Queen Creek and Chandler real estate agents, we have the experience and track record you are looking for. Please let us help. 

- The Bill & Cindy Flowers Team 


Gilbert named 28th top place to live 

by Mike Walbert - Jul. 14, 2008
The Arizona Republic  

Gilbert made it into the top 30 of the best small cities to live in the country, according to new rankings released by Money magazine. 

The town ranked 28th, with the magazine noting Gilbert's park and shopping development, schools and attempts at "retaining the charm" of downtown Gilbert. 

Of the Arizona cities on the top-100 list, Gilbert rated the highest, beating out Chandler (No. 30), Scottsdale (No. 47) and Peoria (No. 55).  

Gilbert last found itself on Money's "best places" list in 2006, coming in at No. 16.
Gilbert Councilman Dave Crozier said the ranking showed there is synergy occurring between town leader and resident efforts to make Gilbert an attractive place to live. 

"Bottom line, it seems like a lot of people care here," Crozier said. "They care and really want to see this community become a community of excellence." 

Plymouth, Minn., topped the magazine's annual list, with Fort Collins, Co., Naperville, Ill., Irvine, Calif., and Franklin Township, NJ, rounding out the top five. 

Info: http://money.cnn.com/magazines/moneymag/bplive/2008. 

 

Your Experts

Bill & Cindy Flowers Team
September 2008
Real
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What the Housing and Economic Recovery Act of 2008 Means for You

  Good news has made its way into the real estate arena this summer -- in the form of the Housing and Economic Recovery Act of 2008. What does this Act mean for you?
      It means a lot if you are in the market to be a first time homebuyer -- up to a $7,500 tax credit if you purchase before July 1, 2009. And there's more good news. First time homebuyers is defined as, "a buyer who has not owned a principal residence during the three-year period prior to the purchase."
      This means for all those markets that have started to stabilize, now could be a


Mortgage Rates

U.S. averages as of August 28, 2008:

30 yr. fixed:   6.40%
15 yr. fixed:   5.93%
1 yr. adj:        5.33%




View current rates





great time to buy.
      Let's take a closer look at just what this new incentive entails.
      In order to receive the tax credit you must have purchased your home -- single-family detached, townhouses and



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Man's Best Friend May Be Costly When Selling

     You may have to move to get away from the high cost of gasoline.
      Well, you really can't get away from the high cost but a move could help you use less gas.
      That is, if you move to a transit oriented development (TOD).
      If your next home is in a TOD community, your housing choice could help defray the cost of gasoline by lowering demand and dependency on its use while easing the environmental impact of burning fossil fuels and sprawl.
      With a gallon of gasoline around the $3.75 mark -- up more than a buck from a year ago nationwide -- a group of organizations say housing affordability isn't only a measure of what portion of your income you shell out for the mortgage and related costs, but also the cost of transportation to and from work, school, worship, shopping, medical care and the host of other destinations you regularly visit.
      Simply put, the nearer you live to those destinations or the more




New Fed Rules To Prevent Future Runs on Bad Loans

     Paramount in new federal regulations approved to foster more responsible mortgage lending, are the implications for consumers shopping for a home loan.
      The Federal Reserve Board's new rule amends the "Truth In Lending Act," Regulation Z under the "Home Ownership and Equity Protection Act (HOEPA)".
      HOEPA was originally passed in 1994 to target abusive practices in home equity lending. The Fed's new move extends protections to home purchase loans.
      Critics complain the rule is long over due because unfair, abusive and deceptive home mortgage lending practices get much of the blame for the current housing crisis that has already put millions of properties in foreclosure and former owners on the street.
      Also, most lenders long ago curtailed many of the practices now forbidden by the new regulations, critics say. The horse is already out of the barn, so to speak, and the new regulations will do little to corral the market's downward stampede.
      However, the new rules should help prevent future runs on bad loans by helping remove them from the market. Perhaps more important, key provisions in the new rules will give consumers cause to pause before shopping for a



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How To Find A Solar
System Contractor


     With city, state and federal initiatives shouting 'solar!' from the rooftops, finding competent solar equipment installers is paramount.
      Solar and other renewable energy rebates and initiatives from the federal government down to city jurisdictions are prompting more contractors to hang a "solar installer" shingle, take to rooftops and cash in on the demand.
      It's relatively simple to install and maintain a $30,000 flush-mounted, rooftop, 320-square-foot, PV array efficiently generating 3 kilowatts -- enough power to meet the needs of a 2,500 square foot home.
      Simple that is, provided the PV panel installer is experienced in the task at


Bill & Cindy's Gilbert Real Estate Market Update!




Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.



More Articles


August Round Up:

Open The Doors And Buyers Shall Come — But Prepare First!

Investor Report: Hidden Tax Pitfall

Don't Overlook The Garage When Getting Your Home Ready To Sell



Bill & Cindy Flowers Team, Realtors,Associate Broker,CRS,ABR,B.S. in Marketing
E-mail: Flowers@Realtor.com
Web: http://www.FlowersGetResults.com
480-545-9300

Keller Williams Legacy One Realty
480 545-9300
1166 S. Gilbert Road, Ste. 106
Gilbert, AZ 85296


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School Reports in Gilbert, Queen Creek and Chandler, Arizona
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Real Estate Tips
Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

See All Tips In The "Animal House" Category >
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Real Estate Trivia
Q 
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?

A 
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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The Bill & Cindy Flowers Team, REALTOR®, real estate agent and broker for Gilbert, Queen Creek and Chandler Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

The Bill & Cindy Flowers Team
Keller Williams Legacy One Realty

1166 S. Gilbert Road, Ste. 106
Gilbert, Arizona 85296
480-545-9300
Fax: 480 545-6175
Bill & Cindy: Flowers@Realtor.com
Valerie~ListingSpecialist: Valerie@kw.com
Sunny~Marketing Director: Sunnylynn@kw.com
Debbie~Listing Manager: Debbie.Chavey@kw.com
Jeff Jones~Market Analyst: JeffJonesRE@cox.net

"We are a strong team of highly specialized professionals working toward a common goal of exceeding our client's expectations!" When you think of real estate, think of us...think Flowers!

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